Fipto said it has been granted a Crypto-Asset Service Provider licence by France’s markets regulator, making it the first European stablecoin payments firm to hold both a Payment Institution and full CASP authorisation.
The licence from the Autorité des Marchés Financiers allows Fipto to manage the entire payment value chain for fiat and stablecoins under a single compliance framework.
“Getting the MiCA licence is more than a regulatory milestone; it is proof that our infrastructure matches the rigour of the world’s most established financial institutions,”
Said Patrick Mollard.
Fipto said combining its Payment Institution licence from France’s banking supervisor with the CASP licence aligns with guidance from the European Banking Authority on the interaction between payments and crypto regulation.
The firm said the unified structure gives clients end-to-end oversight of euro and stablecoin transactions through a single API, improving transparency, settlement speed and operational resilience.
The approval provides a regulatory “safe harbour” ahead of the July 1, 2026 deadline for the EU’s Markets in Crypto-Assets regime, as legacy national frameworks expire.
Fipto said its EU passporting rights ensure uninterrupted, fully regulated access to the European market for clients seeking compliant stablecoin payment infrastructure.