Allstate closes 2025 with $209M in Q4 catastrophe losses as policies climb

The Allstate Corporation (NYSE:ALL) reported on Thursday that it incurred an estimated $80 million in pre-tax catastrophe losses for December 2025, or $64 million after-tax.

The monthly figure contributes to a total fourth-quarter catastrophe loss of $209 million pre-tax ($165 million after-tax), a significant reduction compared to the $410 million in catastrophe hits recorded in the same period a year ago.

December's losses were primarily driven by five wind and hail events, partially offset by favorable reserve re-estimates for prior events.

The relatively "quiet" quarter for weather-related claims follows a turbulent 2025 that saw record gross catastrophe losses earlier in the year, which were largely mitigated by the company's robust reinsurance program.

While managing weather-related risks, Allstate continued to expand its market footprint through its "Transformative Growth" strategy.

As of December 31, 2025, Allstate Protection policies in force reached 38.28 million, representing a 2% increase over the previous year.