Allstate closes 2025 with $209M in Q4 catastrophe losses as policies climb

Grafa
Allstate closes 2025 with $209M in Q4 catastrophe losses as policies climb
Allstate closes 2025 with $209M in Q4 catastrophe losses as policies climb
Isaac Francis
Written by Isaac Francis
Share

The Allstate Corporation (NYSE:ALL) reported on Thursday that it incurred an estimated $80 million in pre-tax catastrophe losses for December 2025, or $64 million after-tax.

The monthly figure contributes to a total fourth-quarter catastrophe loss of $209 million pre-tax ($165 million after-tax), a significant reduction compared to the $410 million in catastrophe hits recorded in the same period a year ago.

December's losses were primarily driven by five wind and hail events, partially offset by favorable reserve re-estimates for prior events.

The relatively "quiet" quarter for weather-related claims follows a turbulent 2025 that saw record gross catastrophe losses earlier in the year, which were largely mitigated by the company's robust reinsurance program.

While managing weather-related risks, Allstate continued to expand its market footprint through its "Transformative Growth" strategy.

As of December 31, 2025, Allstate Protection policies in force reached 38.28 million, representing a 2% increase over the previous year.

Connect with us

Grafa is not a financial advisor. You should seek independent, legal, financial, taxation or other advice that relate to your unique circumstances.

Grafa is not liable for any loss caused, whether due to negligence or otherwise arising from the use of or reliance on the information provided directly or indirectly, by use of this platform.