Why did President Donald Trump delay signing the 21st Century ROAD to Housing Act?

President Donald Trump delayed signing the 21st Century ROAD to Housing Act because he said Congress should first pass the SAVE America Act. Trump stated that he would not move forward with the housing legislation until lawmakers address the voting bill.

What would the housing bill do to a US CBDC?

The 21st Century ROAD to Housing Act would prohibit the Federal Reserve from issuing or creating a central bank digital currency until the end of 2030. The restriction would also apply to any digital asset considered substantially similar to a CBDC.

Does the CBDC ban affect stablecoins?

The legislation exempts certain stablecoins from the CBDC prohibition. Specifically, the bill allows dollar-denominated stablecoins that are described as open, permissionless and private.

How much support did the housing bill receive in Congress?

The Senate passed the 21st Century ROAD to Housing Act by an 85-5 vote, while the House of Representatives also approved the measure. The bill received bipartisan support, including backing from Senator Elizabeth Warren.

Could the delay affect the CLARITY Act?

The delay has created uncertainty around the timing of other digital asset legislation, including the CLARITY Act. While President Donald Trump has previously expressed support for a digital asset market structure framework, it remains unclear whether other crypto-related bills could face similar delays.

Image for illustrative purposes only. Not a real photo.

Trump delays housing bill with CBDC ban

Written by Brie CarterPublished Jun 25, 2026, 2:30 AM

President Donald Trump postponed signing the 21st Century ROAD to Housing Act despite the bill passing both chambers of Congress.
The legislation includes a provision banning the Federal Reserve from issuing a central bank digital currency until the end of 2030 while exempting certain stablecoins.
The delay raises uncertainty around the timing of other digital asset legislation, including the CLARITY Act.

President Donald Trump postponed the signing of the 21st Century ROAD to Housing Act, a housing affordability bill that also contains a provision prohibiting the Federal Reserve from issuing a central bank digital currency until 2030.

The decision came after the bill passed both the House of Representatives and the Senate, with Trump stating that he would delay action until Congress passes the SAVE America Act.

“Until such time as we pass the desperately needed SAVE America Act,” Trump said in a Truth Social post explaining the cancellation of the signing ceremony.

The housing bill would prohibit the Federal Reserve from creating a CBDC or a substantially similar digital asset through the end of 2030, while exempting certain dollar-denominated stablecoins that meet specified criteria.

The delay introduces uncertainty around the legislative timetable, and there was no immediate market reaction following Trump's announcement.

The Senate approved the bill by an 85-5 vote, with support from both Republicans and Democrats, including Senator Elizabeth Warren, who co-sponsored the legislation.

The development has also raised questions about the timing of other digital asset measures before Congress, including the CLARITY Act, which is expected to establish a broader regulatory framework for the cryptocurrency industry.