Stablecoin payments are rapidly shifting to multi-asset infrastructure as global volumes rise, with Ripple saying institutions already operating across assets and rails are best positioned.
The company said cross-border settlement now demands flexible support for multiple stablecoins and fiat, as regional, regulatory and counterparty differences reshape how payments are executed.
“Global stablecoin transaction volume hit $33 trillion in 2025, larger than global credit card volume, and the institutions moving most of it aren’t betting on a single asset,”
Ripple said.
Ripple added that institutions are simultaneously using RLUSD, USDC, USDT, EURC and local-currency stablecoins, reflecting how corridor-specific requirements are forcing a departure from single-asset models.
“This is not a future state, it is how payments are already operating today,”
Ripple said, adding that delayed adoption carries rising costs as infrastructure and liquidity consolidate, and following the announcement the Ripple share price was unchanged at $XX.
The company said regulatory frameworks such as MiCA in Europe are reinforcing the need for compliant, multi-asset systems, as platforms limited to one stablecoin face structural constraints in serving enterprise clients.
Ripple also highlighted that newer legislation like the GENIUS Act has accelerated infrastructure timelines, placing early adopters ahead while pressuring banks and traditional networks to modernise beyond legacy correspondent systems.