What is Revolut planning to launch in the United States?

Revolut plans to launch a US bank that will offer FDIC-insured accounts, multi-currency deposits, stock trading, cryptocurrency services and stablecoin functionality. The bank is expected to launch next year, subject to regulatory approval.

Why is Revolut adding stablecoins to its US banking strategy?

Revolut is looking to expand its presence in the rapidly growing stablecoin market while integrating digital assets into mainstream banking services. The move aligns with growing demand for blockchain-based payments and digital dollar products.

What services will Revolut's future US bank offer?

According to Revolut US CEO Cetin Duransoy, customers will have access to FDIC-insured banking accounts, stock trading, cryptocurrency products, stablecoin services and multi-currency banking features designed for international users.

Has Revolut received approval to operate a US bank?

Not yet. Revolut applied for a US national bank charter in March, which would allow it to offer federally regulated banking services across the country under a single regulatory framework if approved.

Why is a US banking licence important for Revolut?

A national bank charter would allow Revolut to compete more directly with traditional banks and fintech firms in the United States. It would also provide access to federally regulated banking operations and FDIC-insured products.

How large is the stablecoin market that Revolut is targeting?

According to DefiLlama data cited in the report, the stablecoin market has grown to approximately $319.5 billion, up from around $247 billion a year ago. This growth has attracted banks, fintech firms and crypto companies seeking new revenue opportunities.

Does Revolut already support stablecoins?

Yes. Outside the United States, Revolut customers can already use bank cards linked to stablecoins such as USDT and USDC for payments. The company is now looking to expand those capabilities within its future US banking platform.

Who will be Revolut's initial target customers in the US?

The company plans to focus first on retail and business customers with international banking needs. This includes users who regularly manage multiple currencies or conduct cross-border transactions.

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Revolut targets US stablecoin banking launch

Written by Isaac FrancisPublished Jun. 4 2026Last Updated Jun. 4 2026

Revolut plans to integrate stablecoins into its future US banking platform as the fintech company expands its regulated financial services offering in the world's largest banking market.

Reuters reported that Revolut US CEO Cetin Duransoy said customers of the planned bank, expected to launch next year, will have access to FDIC-insured accounts, multi-currency deposits, stock trading and cryptocurrency services.

The executive said the company intends to initially focus on retail and business customers with international banking requirements and those managing funds across multiple currencies.

Revolut applied for a US national bank charter in March, a move that would allow the company to offer federally insured banking products across the country under a single regulatory framework.

The company is seeking to establish a presence in the stablecoin sector, which has expanded to approximately $319.5 billion in market value from around $247 billion a year earlier, according to DefiLlama data.

Founded in 2015, Revolut serves more than 75 million customers globally and already allows customers in certain international markets to make payments using stablecoins including USDT and USDC through its banking products.

The planned launch follows a wave of stablecoin initiatives from financial institutions including SoFi, Falcon Finance and MoneyGram, while firms such as Circle, Ripple, BitGo and Paxos have also secured regulatory approvals as competition for digital banking and stablecoin services accelerates.