Why did Ready restrict card access for users outside the EEA?

Ready said the restrictions followed a change in its card provider that primarily affected users outside the European Economic Area. The company reportedly deactivated access to its USD Coin (CRYPTO) payment card for affected customers after issuing short-notice alerts.

What happened to Ready Card users after the provider change?

Some Ready Card users reported receiving notices that their USD Coin (CRYPTO)-linked cards would be deactivated within an hour. Ready also stated that remaining subscription fees would be refunded within 10 business days.

How does the Ready Card work with USD Coin (CRYPTO)?

The Ready Card allows users to spend USD Coin (CRYPTO) directly from their self-custodial wallet balances. Transactions are processed through Mastercard's payment network, with USDC converted into fiat currency at the point of sale.

Does the card restriction affect users' USD Coin (CRYPTO) holdings?

No, the reported restrictions only affect the payment card service and not the underlying wallet. Users can still hold, send and receive USD Coin (CRYPTO) onchain even if card functionality has been disabled.

What is known about Ready's new card provider?

Ready has not publicly identified the replacement card provider responsible for supporting its USD Coin (CRYPTO) card programme. Public documentation previously linked the service to Kulipa, but no successor has been officially confirmed.

Image for illustrative purposes only. Not a real photo.

Ready restricts USDC card access outside EEA

Written by Mahathir BayenaPublished Jun 18, 2026, 5:56 AM

Ready users reported losing access to the company's USDC-linked payment card outside the European Economic Area following a provider change.
Some customers said they received notices that their cards would be deactivated within an hour.
The incident highlights how changes in card-issuing partners can affect access to crypto-linked payment services.

Ready, a self-custodial crypto wallet and payments company, has reportedly restricted access to its USDC-linked payment card for users outside the European Economic Area following a change in its card provider.

Users shared screenshots on social media showing notices that their Ready Cards would be deactivated within an hour, with the company stating that the changes primarily affected customers outside the EEA.

“Your Ready Card will be deactivated within the next hour,” said a notice reportedly sent to affected users.

Several users criticised the short notice period and questioned the company's communication around the change, while notices indicated that subscription refunds would be processed automatically within 10 business days.

Ready has not publicly identified its replacement card provider, although publicly available documentation previously linked the programme to Kulipa, and the company had not responded to media requests for comment at the time of publication.

The Ready Card is built around USD Coin (CRYPTO:USDC), allowing users to spend stablecoin balances through Mastercard's payment network while retaining custody of assets within their wallets.

Although card functionality has reportedly been restricted for some users, holders can still store and transfer USD Coin (CRYPTO:USDC) onchain because the reported changes affect the payment card layer rather than the underlying wallet infrastructure.