The Commonwealth Bank of Australia (ASX:CBA) is an integrated financial services provider, including retail, premium, business and institutional banking, funds management, superannuation, insurance, investment and share-broking products and services. CBA operates predominantly in Australia and New Zealand, and also has a presence in Europe, North America and Asia. Its largest retail customer base is in Australia, with over 1,100 branches nationally. The bank provides a wide range of financial products and services to its customers including personal banking, wealth management and insurance.