Stablecoin payment flows could reach $56.6 trillion by 2030, according to Bloomberg Intelligence, positioning them as a major pillar of global finance.
Bloomberg estimated stablecoin flows totalled $2.9 trillion in 2025, implying an 81% compound annual growth rate over the next five years.
Growth is expected to be driven by rising institutional adoption and increased use in countries facing inflation and economic instability.
Tether’s USDT remains the most widely used stablecoin for everyday payments, business transactions and savings.
Circle’s USDC continues to dominate decentralised finance platforms, Bloomberg said.
Stablecoin flows increased 81% year-on-year in 2025, although decentralised platform share declined, according to data from Artemis.
This reflects growing use of dollar-backed stablecoins in emerging economies amid an increasingly unstable geopolitical landscape.
Anthony Yim said.
USDC recorded $18.3 trillion in transaction volume in 2025, compared with $13.3 trillion for USDT.
Together, USDT and USDC accounted for more than 95% of last year’s $33 trillion stablecoin transaction volume.
USDT leads by market capitalisation at $186.9 billion, while USDC stands at $74.9 billion within a $312 billion stablecoin market.
Nation-state and institutional adoption is accelerating following new regulatory frameworks and payment integrations.
Western Union, MoneyGram and Zelle are preparing stablecoin-based payment solutions to improve cross-border settlement efficiency.