Nexo has introduced a zero-interest crypto lending product allowing bitcoin and ether holders to borrow against their assets through fixed-term loans.
The product, called Zero-interest Credit, lets users select loan size and duration in advance with repayment conditions set at maturity.
Loans cannot be liquidated before maturity and can be repaid using either stablecoins or collateral depending on market conditions.
Nexo said the structured lending model previously operated through its private and OTC channels, facilitating more than $140m in borrowing during 2025.
The company said borrowers can renew loans at maturity under new terms if they choose.
Nexo offers crypto-backed lending, trading and savings services across more than 150 jurisdictions.
The launch comes as crypto-backed lending recovers following stricter, fully collateralised models adopted by major lenders.
Nexo said it plans to re-enter the US market after resolving regulatory issues and settling with the Securities and Exchange Commission.
At the time of reporting, Bitcoin price was $91,334.08.