What did Juniper Research say about stablecoin payments growth?

Juniper Research forecasts that cross-border B2B stablecoin payments could reach $5 trillion by 2035, up from about $13.4 billion today. This signals massive expected growth as stablecoins move into mainstream financial use.

Why are stablecoins expected to dominate B2B payments?

Stablecoins offer faster, cheaper, and 24/7 settlement compared to traditional banking systems. This makes them especially useful for global business payments, treasury operations, and supply chain settlements.

How much of stablecoin activity will come from B2B use?

Juniper estimates that 85% of all stablecoin transaction value by 2035 will come from cross-border B2B payments. This shows a major shift away from retail trading and speculation toward institutional usage.

What problem are stablecoins solving in cross-border payments?

Stablecoins reduce delays, high fees, and inefficiencies found in correspondent banking systems. They allow near-instant settlement across borders without relying on multiple intermediaries.

Are stablecoins replacing traditional banking systems?

Not entirely—Juniper says stablecoins are being adopted where they offer clear advantages rather than fully replacing existing systems. They are more likely to complement and gradually disrupt legacy rails.

What is driving the projected growth in stablecoin usage?

Growth is being driven by increasing adoption in enterprise payments, treasury management, and global trade. Businesses are looking for faster and more efficient ways to move money internationally.

What does this mean for stablecoin issuers?

Stablecoin issuers are being encouraged to focus on enterprise integrations and partnerships with corporate treasury systems. This is where most of the future transaction volume is expected to come from.

Stablecoin B2B payments seen hitting $5T by 2035

Written by Liezl GambePublished Apr. 28 2026

Juniper Research said cross-border business-to-business stablecoin payments are projected to reach $5 trillion by 2035, up sharply from an estimated $13.4 billion this year.

The firm expects around 85% of total stablecoin transaction value in 2035 to come from international B2B use, driven by adoption in treasury operations, supply chains and global payments.

“Stablecoins are increasingly embedded in cross-border business-to-business (B2B) transactions, treasury operations, and supply chain settlements, where their programmability and 24/7 settlement finality offers advantages over correspondent banking rails,”

Said Juniper Research.

The report highlights how stablecoins are addressing inefficiencies in traditional cross-border payment systems, particularly by enabling faster and continuous settlement compared with legacy banking infrastructure.

Juniper said issuers should prioritise enterprise integrations and treasury partnerships to capture future growth, and following the announcement the broader stablecoin market sentiment was unchanged at $0.00.

The projections come as industry players increasingly position stablecoins as core financial infrastructure rather than speculative assets.

Separate analysis from Chainalysis suggests stablecoins could become a foundational layer of global finance, with adjusted transaction volumes potentially reaching $719 trillion by 2035.